Here is a tip for you to choose the right insurance that suits your needs:
1. So many types of insurance offered insurance agent. But remember, not all insurance products need to have. Everyone has different financial conditions so that the need for insurance products is not necessarily the same. So, must not buy. Know your product first.
2. Not only selecting the type of insurance should be considered, but also chose the policy of each insurance product. Read the policy carefully clause in order to really understand the costs and protection to be obtained. Often an error occurs, the protection of policyholders who have been turned out to be less meet the need, or otherwise, exceed the needs of so vain.
3. For the same type of insurance though, the value of the premiums offered between an insurance company with the different other, or known as the company policy. Choose which offers the insurance and similar services but the value of the premium is quite competitive.
4. Note the main cause of risk. The insurance company will reimburse only the claims for damages caused by factors that have been agreed. For example, not all types of health insurance borne disease treatment because there are some exceptions.
5. Observe the insurance company's track record, whether it has been registered at the Ministry of Finance or not (check in www.bapepam.go.id). That is the strategy to detect the quality of the company is healthy enough to be able to serve customers' claims. Many cases customers are disappointed because it was difficult to get a claim which they are entitled. Be careful, inadequate services such as insurance agents who do not understand or can not explain the products offered are often occur, which cause harm to customers.
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